Custom Credit Repair Plans

Ready to get a fresh start?

Free Evaluation

During the free credit evaluation the goal of our specialist is to determine if and how we can help. Our responsibility is to help you achieve your credit goals the right way! We offer a transparent service filled with honest and direct guidance.

During our free evaluation we review your current credit report, discuss the derogatory items affecting you, and discuss how and what we can do to help your credit.

Setting Goals

Once we have determined how we can help you, our next process would be setting goals for the future. If you need a new home, new vehicle, or if you are just trying to better your credit score, our process is there to help you achieve just that! Setting a goal helps organize the client and set realistic expectations.

Beginning the Process

Now we can begin! Our board certified credit specialist can begin working to achieve your goals. Using your rights as a consumer under the FCRA our specialists conduct thorough investigations to permanently delete derogatory items off of your credit report. We continue to work on your behalf to better your credit report; that can help prevent the embarrassing denials that you have been receiving with bad credit.

The Consumer’s Part

You will start to see results in as little as 30 to 45 days! These results will provide the consumer with direct responses from the bureaus to help them understand where they stand after every investigation. This allows you to be involved in the process as we continue to help you better your credit scores.

Rebuilding Program

During your follow up visits we can provide you with the necessary resources to help rebuild your credit scores. We have the experience and the knowledge to help you regain power over your finances along with providing you with the correct education on how to properly maintain your good credit scores after your investment.

Achieving the Goal

After completing our program you will be prepared to handle any credit obstacle that is to get in your way. Buying a home can be simplified and the best benefits can now be accessible to you because of your great credit scores. Purchasing your new vehicle can be a less daunting process and negotiations can be in your favor. Possibilities that you never imagined are a lot more achievable now that you have the credit scores that you deserve. Zap Credit Solutions can also help provide accessibility to some of the best credit lenders in the industry. Zap Credit Solutions only refers to the best to provide our customers the best experience with their goals.

Looking to build a brighter future?

Frequently Asked Questions

What is credit repair?

Consumers have a right to ensure that their credit reports are 100% accurate, and it is 100% legal to dispute items on your credit report. The Federal Trade Commission which was established in 1914 has laws in place to protect the consumer and prevent competitive and unfair practices of businesses. Zap Credit Solutions, LLC  is certified & bonded. If you have been impacted by fraud, identity theft, or have questionable items on your credit reports, Zap Credit Solutions is here to help advocate for you on your behalf within your rights of the FCRA. If an account is verifiable or accurate it is the consumer’s responsibility to pay the creditor. The Fair Credit Reporting Acts & Practices are available at

Will my credit score improve?

The majority of Zap Credit Solutions’ clients see changes in their credit score as a result of services. Credit Scores are determined by many factors, including but not limited to:  payment history, length of activity, time, age, age of accounts and amount owed. Various calculations are used to provide either a Vantage Score or FICO Score.

Is there any guarantee?

No. By law, Credit Repair Companies are not allowed to guarantee services in the state of Texas. If a credit repair company guarantees, be careful. They most likely are not registered with the state and could be a scam! Even though we cannot guarantee, we have extensive experience and have helped thousands of customers like yourself. We are the best at what we do. You will have a team of credit experts on your side! We are very transparent with our services and do not lie to our clients.

How long does credit repair take?

The initial process takes 30-45 days to complete the initial investigation. Zap Credit Solutions, LLC does not guarantee specific  scores or specific outcomes. The credit bureaus (Experian, Equifax, & Transunion) make the final decision on whether an account is deleted. If an account is not deleted within the first 30-45 days we keep working on those items for the duration of the six month contract. During the six month contract with Zap Credit Solutions clients will be counseled on how to establish and build good credit.

Why Zap Credit Solutions, LLC?

Zap Credit Solutions, LLC has extensive experience, we have helped thousands of clients repair their credit reports and help guide them to establish good credit in order for them to purchase homes, vehicles, credit cards and more! We have had many clients from other companies who were not able to repair their credit and wasted their money, after coming with Zap Credit Solutions we made their dreams possible when others couldn’t. With our experience and knowledge, you will have the best team of credit experts to work diligently on our clients’ reports.

How can I get started?

We offer a FREE consultation to come in so we can review your credit report in order to see if we can help you. Zap Credit Solutions, LLC will not take you on as a client if we see that we are not able to help you with our credit repair program.

Stop Living With Bad Credit

Zap Credit Solutions has extensive experience and offers the BEST credit repair services in the US! our goal is to provide our clients with world class service and increase the credit awareness and knowledge of our clients.